A conventional loan with 3 percent down is real — but the mortgage insurance, income caps, and closing costs decide if it works. Here’s the honest math.
Refinancing with a 620 credit score is possible — 620 is the conventional floor. Here’s what rates, closing costs and approval odds really look like at that score.
Refinance News
Learn how to compare the best 15-year mortgage rates, what moves your quote up or down, how many lenders to shop, and the payment math to run before you lock.
The average 15-year mortgage rate runs about half a point below the 30-year. What that headline number really measures — and how to tell if your quote is fair.
Current 15-year mortgage rates, what they really cost per month, and why the quote you see rarely survives underwriting. Real numbers, no sales pitch.
See where 15-year fixed mortgage rates today actually land, what the payment looks like on a real loan, and how to judge whether the shorter term pays off.
15-year mortgage rates usually run about half a point below 30-year loans. See the real payment math, what you need to qualify, and how to lock the lowest rate.
Should you choose a 30-year fixed mortgage? Compare real payments, total interest, and flexibility against 15-year and ARM loans before you sign.